





Financial boundaries toolkit for parents of adult children
It’s time to stop feeling guilty about saying no.
If you're helping your adult child financially (again)... and it's starting to feel less like support and more like a one-way street, you're not alone. Setting money boundaries with the people you love is hard. This toolkit is designed to make it a little easier.
Think of it as your go-to guide for figuring out what you need, how to talk about it without starting World War III, and how to follow through without second-guessing yourself.
This might be exactly what you need if:
You’re covering bills, groceries, or rent for your adult child and it’s wearing you down.
You feel stuck between wanting to help and needing to protect your own finances.
You’ve tried setting boundaries before... but they didn’t really stick.
You’re ready to make a change, but you want to do it with compassion (and maybe a game plan that actually works).
What’s inside (all packed into one helpful PDF):
A clear step-by-step process to help you figure out what boundaries make sense for you and how to stick to them.
Sample conversation scripts for talking about money without it turning into a fight.
A simple budgeting worksheet so you can see how much support you’re actually giving.
A financial agreement template you can tweak and use to make things clear and fair.
Encouragement and self-care reminders for the days when guilt creeps in.
It’s time to stop feeling guilty about saying no.
If you're helping your adult child financially (again)... and it's starting to feel less like support and more like a one-way street, you're not alone. Setting money boundaries with the people you love is hard. This toolkit is designed to make it a little easier.
Think of it as your go-to guide for figuring out what you need, how to talk about it without starting World War III, and how to follow through without second-guessing yourself.
This might be exactly what you need if:
You’re covering bills, groceries, or rent for your adult child and it’s wearing you down.
You feel stuck between wanting to help and needing to protect your own finances.
You’ve tried setting boundaries before... but they didn’t really stick.
You’re ready to make a change, but you want to do it with compassion (and maybe a game plan that actually works).
What’s inside (all packed into one helpful PDF):
A clear step-by-step process to help you figure out what boundaries make sense for you and how to stick to them.
Sample conversation scripts for talking about money without it turning into a fight.
A simple budgeting worksheet so you can see how much support you’re actually giving.
A financial agreement template you can tweak and use to make things clear and fair.
Encouragement and self-care reminders for the days when guilt creeps in.
It’s time to stop feeling guilty about saying no.
If you're helping your adult child financially (again)... and it's starting to feel less like support and more like a one-way street, you're not alone. Setting money boundaries with the people you love is hard. This toolkit is designed to make it a little easier.
Think of it as your go-to guide for figuring out what you need, how to talk about it without starting World War III, and how to follow through without second-guessing yourself.
This might be exactly what you need if:
You’re covering bills, groceries, or rent for your adult child and it’s wearing you down.
You feel stuck between wanting to help and needing to protect your own finances.
You’ve tried setting boundaries before... but they didn’t really stick.
You’re ready to make a change, but you want to do it with compassion (and maybe a game plan that actually works).
What’s inside (all packed into one helpful PDF):
A clear step-by-step process to help you figure out what boundaries make sense for you and how to stick to them.
Sample conversation scripts for talking about money without it turning into a fight.
A simple budgeting worksheet so you can see how much support you’re actually giving.
A financial agreement template you can tweak and use to make things clear and fair.
Encouragement and self-care reminders for the days when guilt creeps in.
Format: 14-page PDF you can read on your screen or print out if you’re more of a paper-and-highlighter kind of person.
Created by Michelle Arseneault, Certified Life Coach (and someone who knows just how complicated this can get).